financial planning

If I give my friends say I’m no concept of what financial planning, do not know what they say about me, I know the concept is now I do not like a little financial planning person is not much, so I feel like very outdated feeling, in fact most of the time you take to want, will feel if you go and planning, but also can feel the concept of financial planning, which will also save money, actually I also not how to love money people, but I just can not save money, I don’t know what is the matter, my husband says that you are still not see what to buy what was it like that.